Orange County, California
(714) 941-6656
Mon-Fri: 9AM-6PM

Credit Repair Services

Complete credit restoration solution for Orange County families

Pacific West Credit Repair Services
$119 Per Month
Premium Credit Repair Plan

Everything You Need to Rebuild Your Credit

Pacific West Credit's comprehensive plan includes everything you need to improve your credit score and maintain long-term financial health. Our proven system has helped thousands of Orange County families achieve their credit goals.

Unlike other credit repair companies that charge setup fees or hidden costs, our transparent $119/month plan includes all services with no surprises.

100% Legal & Licensed

DOJ registered, licensed, and bonded for your protection

No Hidden Fees

One transparent monthly price includes everything

45-Day Updates

Regular progress reports and credit monitoring

Personal Attention

One-on-one consultations with Dean and Kathryn

What's Included

Complete Credit Repair Solution - $119/Month

Everything you need to rebuild and protect your credit, all in one comprehensive plan

Three-Bureau Reports & Scores

Complete credit reports from Experian, Equifax, and TransUnion with real FICO® scores. We analyze every detail to identify items that need attention.

Credit Bureau Dispute Services

Professional dispute letters to challenge inaccurate, unverifiable, or outdated information on your credit reports. We handle all correspondence with the bureaus.

Creditor Interventions

Direct negotiations with creditors to remove negative items, establish payment plans, and work toward favorable resolutions for your accounts.

Monthly Inquiry Disputes

Systematic removal of unauthorized hard inquiries that may be negatively impacting your credit score. We track and dispute invalid inquiries monthly.

Debt Validation Letters

Legal documentation requests to validate debts and challenge unverifiable collection accounts. We ensure all debts on your report are legitimate and accurate.

Cease and Desist Letters

Legal letters to stop harassment from debt collectors and ensure they follow proper procedures when contacting you about disputed debts.

Personal Info Correction

Ensure your personal information is accurate across all three bureaus. Incorrect addresses, names, or employment info can impact your score.

Score Tracker & Builder Tool

Monitor your progress with our proprietary score tracking system and receive personalized recommendations for building credit.

24/7 Client Portal Access

Secure online portal where you can track progress, view documents, communicate with our team, and access educational resources anytime.

Our Process

How We Repair Your Credit

Our proven 4-step process has helped thousands of Orange County clients achieve their credit goals

1

Free Consultation & Analysis

We review your credit reports from all three bureaus, identify problem areas, and create a customized action plan during your free consultation.

2

Dispute & Challenge

We send professional dispute letters to credit bureaus and creditors, challenging inaccurate or unverifiable information on your reports.

3

Monitor & Follow Up

We track responses, follow up on disputes, and continue the process until maximum results are achieved for your specific situation.

4

Maintain & Build

We provide ongoing support, education, and tools to help you maintain your improved credit and continue building for the future.

Premium Credit Repair Plan
$119
per month

Everything you need to rebuild your credit with Orange County's most trusted experts

  • Three-bureau reports and scores
  • Credit bureau dispute services
  • Creditor interventions
  • Monthly inquiry disputes
  • Debt validation letters
  • Cease and desist letters
  • Personal info correction
  • Score tracker and builder tool
  • 24/7 client portal access
  • One-on-one consultations
  • 45-day credit updates
Start Your Free Consultation

Licensed, Bonded & DOJ Registered • No Setup Fees • No Hidden Costs

Why Choose Pacific West Credit

The Orange County Advantage

What makes our credit repair services different from the competition

Licensed & Legal

We are registered with the Department of Justice, licensed, and bonded. Unlike many credit repair companies, we operate 100% legally and ethically.

Real Estate Expertise

With 30+ years in Orange County real estate, we understand exactly what credit scores you need for different loans and properties.

Credit Score Model Experts

Dean's deep knowledge of credit scoring models ensures every strategy is based on how credit scoring actually works, not myths.

Family Owned & Local

As Orange County locals and a family-owned business, we provide personal attention and genuine care for every client's success.

Transparent Pricing

One flat monthly fee with no setup costs, hidden fees, or surprise charges. What you see is what you pay.

Education Focused

We don't just fix your credit - we teach you how to build and maintain it for lifelong financial success.

Serving Orange County & Beyond

Local Credit Repair Experts

Proudly serving Orange County families with in-person consultations available

Santa Ana
Anaheim
Tustin
Garden Grove
Fullerton
Irvine

Need an in-person consultation? We're here to help Orange County families face-to-face.

Schedule Your Free Consultation

Ready to Start Rebuilding Your Credit?

Join thousands of Orange County families who have improved their credit with our proven system. Get started with a free consultation today.

Get Free Consultation 714-941-6656