Privacy Policy

Our Commitment to Your Privacy

At Pacific West Credit LLC we take our ethical responsibilities and your privacy seriously by recognizing that your privacy is important. We have a strong commitment to providing excellent service to all our customers and visitors of this Web Site, including respecting your concerns about privacy.

This Privacy Policy discloses how we collect personal information, the types of personal information we receive and collect, our use of current and former consumer information, as well as the steps that we take to safeguard your information.

By using this site you explicitly agree to the terms and conditions of the Pacific West Credit LLC Privacy Policy in effect at the time of your use. If you do not agree to this policy, please do not use the Pacific West Credit LLC site.

Information Collection and Use

This Privacy Policy applies to consumers that have signed up ('Consumers') on this website ('Web Site') or any web site owned by the owner of Pacific West Credit LLC.

Personal information is information about you that is personally identifiable, such as your name, address, email address, or phone number that is not otherwise publicly available ("Consumer PII" or "PII").

This information helps us serve you better by enabling us:

• To process and fulfill your requests for products and services
• To solicit your opinions and other feedback
• To conduct research
• To customize the advertising and content you see
• To provide anonymous reporting for internal and external clients

We may collect personal information at the following times:

• When you register to receive communications from this website
• When you seek information or apply for products and services
• When you enter promotions or sweepstakes
• When you provide personal information through feedback, survey, or other forms
• When you apply for a job with Pacific West Credit LLC

Use and Sharing of Your Information

This includes sharing Consumer PII with Pacific West Credit LLC partners, sponsors, advertisers, service providers and marketers lookup and reference services and any other entities that Pacific West Credit LLC believes are able to provide Consumers with special offers and opportunities.

Pacific West Credit LLC prohibits the sale or transfer of Consumer PII to non-affiliated entities for their use without giving you the opportunity to opt-out.

When you request quotes or request to be contacted through Pacific West Credit LLC, you are authorizing us to share information with our business partners who will contact you by phone, email, or mail.

Legal Protection

We reserve the right to disclose your Consumer PII, as required, to comply with the law, applicable regulations, governmental and quasi-governmental requests, judicial proceedings, court orders, or legal process.

We will share, without notice to you, all information we possess in response to court orders, subpoenas and to comply with government investigations.

Cookies and Tracking

To serve you more efficiently and effectively, we use "cookies" technology. A cookie is a piece of data stored on the user's hard drive that contains information about the user.

We also keep track of Internet Protocol (IP) addresses and may disclose your IP address during the course and scope of our business.

We employ clear gifs (Web Beacons/Web Bugs) that help us better manage content on our site by informing us what content is effective.

Opting Out

We provide you the opportunity to "opt-out" of having your personally identifiable information used for certain purposes, when we ask for this information.

If you no longer wish to receive newsletter and promotional communications, you may opt-out by following the instructions included in each newsletter or communication or by emailing us at info@pacificwestcredit.com.

You may continue to receive email communications from us up to ten (10) business days from the time we receive your unsubscribe request.

Minors

You must be at least 18 years old to use this web site. We do not knowingly collect, use, or disclose personal information about visitors under 18 years of age.

Business Transfer

As with any other business, it is possible that Pacific West Credit LLC in the future could merge with or be acquired by another company. If such an acquisition occurs, the successor company will have access to the information maintained by Pacific West Credit LLC, including customer account information.

Third Party Links

This Privacy Policy applies to all information that you provide to Pacific West Credit LLC. However, when you visit web sites to which Pacific West Credit LLC provides a link, keep in mind you will be interacting with a third party that operates under its own privacy and security policies.

California Privacy Rights

CALIFORNIA RESIDENTS PRIVACY RIGHTS: Companies that collect personally identifiable information from California residents and disclose such information to Third Parties for marketing purposes must, in response to a request by a consumer, either provide a list detailing the categories of information shared or provide a mechanism by which a consumer may opt-out.

You may request that your PII not be shared with Third Parties by sending your request, including your full name, email address and postal address to: info@pacificwestcredit.com

California residents may file grievances and complaints with California Department of Consumer Affairs, 400 R Street, Suite 1080, Sacramento, CA 95814; or by phone at 916-445-1254 or 800-952-5210.

Updating Your Information

If you want to access or update the personal information you submitted to Pacific West Credit LLC please contact us:

Changes to This Privacy Policy

Pacific West Credit LLC reserves the right to update or modify this privacy statement at any time and without notice. The provisions contained in this privacy statement supersede all previous notices or policies regarding our privacy practices with respect to this site.

We encourage you to check our site frequently to see the current privacy statement. Upon any material changes to the policy statement, we will post those changes to this privacy statement and other places we deem appropriate.

Your continued use of our site will signify your acceptance of the changes to our Privacy Policy.

Questions and Contact Information

If you have any questions, concerns or suggestions about our Privacy Policy, you may contact us: