Orange County, California

(714) 941-6656

Mon-Fri: 9AM-6PM

Licensed & Bonded Since 2014

Orange County's Most Trusted Credit Repair Company

Licensed, bonded, and DOJ registered. Dean & Kathryn Tapie have helped thousands of Southern California families rebuild their credit and achieve homeownership. Start your journey to better credit today.

Get Free Consultation 714-941-6656

Start Your Credit Repair Journey

Free consultation with Orange County's trusted credit experts

10+

Years Serving Orange County

100%

Legal & Licensed

1000+

Clients Helped

BBB

Accredited Business

Orange County Credit Repair Services

Premium Credit Repair Plan - $119/Month

Everything you need to rebuild and protect your credit with Orange County's most trusted team

Three-Bureau Reports & Scores

Complete credit reports from Experian, Equifax, and TransUnion with real FICO® scores and detailed analysis.

Credit Bureau Disputes

Professional dispute services to challenge inaccurate, unverifiable, or outdated information on your credit reports.

Creditor Interventions

Direct negotiations with creditors to remove negative items and establish favorable payment arrangements.

Monthly Inquiry Disputes

Systematic removal of unauthorized hard inquiries that may be negatively impacting your credit score.

Debt Validation Letters

Legal documentation requests to validate debts and challenge unverifiable collection accounts.

Score Tracker & Builder Tool

Monitor your progress with our proprietary score tracking system and credit building recommendations.

View Complete Service Details

Plus: 24/7 client portal access, one-on-one consultations, and 45-day credit updates

Dean and Kathryn Tapie - Pacific West Credit Founders

2014 Founded

Founded by Dean & Kathryn Tapie

Orange County's Credit Repair Experts Since 2014

Pacific West Credit was born from a simple but powerful mission: to help everyday people take back control of their financial future through credit restoration.

With over 30 years of real estate experience, Kathryn Tapie saw firsthand how credit issues were preventing hardworking families from buying homes. Along with her husband Dean Tapie, who brings deep knowledge of the FICO® model, they launched PWC from their home in Orange, California.

Licensed & Registered

DOJ registered, licensed, and bonded for your protection

30+ Years Real Estate

Deep understanding of credit's impact on homeownership

Credit Score Model Expert

Dean's expertise in credit scoring and finance

Family Owned & Operated

Personal attention from Orange County locals

Learn More About Our Story

Why We're Different

100% Legal, Licensed & Transparent Process

Unlike many others, we operate completely legally and ethically with full transparency

Free Consultation

We analyze your credit reports and counsel you on the right steps to improve your scores and remove inaccurate information.

Personalized Plan

No two clients are the same. We craft a custom plan for your unique situation using our proven system.

Legal Dispute Process

We dispute inaccurate or unverifiable information in compliance with the Fair Credit Reporting Act.

Ongoing Support

45-day updates, one-on-one consultations, and tools to help you maintain and build your credit long-term.

Licensed, Bonded & DOJ Registered for Your Protection

Serving Orange County & Beyond

Proudly Serving Southern California

Our main office is based in Orange, California, and we serve clients throughout the region

Santa Ana

Anaheim

Tustin

Garden Grove

Fullerton

Irvine

Need in-person guidance or a consultation? We're here to help Orange County families achieve financial freedom.

Schedule Your Free Consultation

Orange County Client Success Stories

What Our Clients Say

Real results from real Orange County families

"They walked me through the process step-by-step. I'm now a homeowner thanks to PWC! Professional, honest, and effective."

Rosa M.

Santa Ana Homeowner

"Professional, honest, and effective. Best credit repair company out there. They really care about their clients."

James T.

Anaheim Business Owner

"Pacific West Credit helped me understand my credit and gave me the tools to succeed. I highly recommend them to anyone in Orange County."

Maria S.

Irvine Resident

Ready to Improve Your Credit Score?

Don't let poor credit hold you back any longer. Get your free consultation today with Orange County's most trusted credit repair experts.

Get Free Consultation 714-941-6656