Licensed & Registered
DOJ registered, licensed, and bonded for your protection
Licensed, bonded, and DOJ registered. Dean & Kathryn Tapie have helped thousands of Southern California families rebuild their credit and achieve homeownership. Start your journey to better credit today.
Free consultation with Orange County's trusted credit experts
Everything you need to rebuild and protect your credit with Orange County's most trusted team
Complete credit reports from Experian, Equifax, and TransUnion with real FICO® scores and detailed analysis.
Professional dispute services to challenge inaccurate, unverifiable, or outdated information on your credit reports.
Direct negotiations with creditors to remove negative items and establish favorable payment arrangements.
Systematic removal of unauthorized hard inquiries that may be negatively impacting your credit score.
Legal documentation requests to validate debts and challenge unverifiable collection accounts.
Monitor your progress with our proprietary score tracking system and credit building recommendations.
Plus: 24/7 client portal access, one-on-one consultations, and 45-day credit updates
Pacific West Credit was born from a simple but powerful mission: to help everyday people take back control of their financial future through credit restoration.
With over 30 years of real estate experience, Kathryn Tapie saw firsthand how credit issues were preventing hardworking families from buying homes. Along with her husband Dean Tapie, who brings deep knowledge of the FICO® model, they launched PWC from their home in Orange, California.
DOJ registered, licensed, and bonded for your protection
Deep understanding of credit's impact on homeownership
Dean's expertise in credit scoring and finance
Personal attention from Orange County locals
Unlike many others, we operate completely legally and ethically with full transparency
We analyze your credit reports and counsel you on the right steps to improve your scores and remove inaccurate information.
No two clients are the same. We craft a custom plan for your unique situation using our proven system.
We dispute inaccurate or unverifiable information in compliance with the Fair Credit Reporting Act.
45-day updates, one-on-one consultations, and tools to help you maintain and build your credit long-term.
Licensed, Bonded & DOJ Registered for Your Protection
Our main office is based in Orange, California, and we serve clients throughout the region
Need in-person guidance or a consultation? We're here to help Orange County families achieve financial freedom.
Schedule Your Free ConsultationReal results from real Orange County families
Don't let poor credit hold you back any longer. Get your free consultation today with Orange County's most trusted credit repair experts.